E-Commerce complex solutions by FeatureImage Studio.

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We work with our clients to answer today's most pressing business questions:

 
 

E-Commerce complex solutions

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If you are (or want to be) selling products over the Internet there are a lot of issues to get right. Online transaction processing is not only about shopping cart software.

  • We will help choose merchant services. Fees and services vary widely, as do credit requirements.
  • We will help to build custom procedures to fight fraud transactions. There are bad people on the Internet who will try to take your money; you need to parse every transaction with a critical eye.
  • We can connect your online transactions database to QuickBooks or other accounting software. Accounting is the language of business and your web operations need to speak that language.

Online Payments

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  • PayPal Integration Methods:
    - Simple integration (Using HTML to integrate Website Payments Standard with your website);
    - API integration (Using APIs to integrate Express Checkout and Website Payments Pro with your website);
  • Credit Cards Payments with Authorize.Net
    Authorize.Net is a payment gateway service provider allowing merchants to accept credit card and electronic check payments over an Internet connection. It is one of the alternatives to PayPal.
  • Google Checkout (Google Wallet)
    Google Checkout is an online payment processing service provided by Google aimed at simplifying the process of paying for online purchases.
  • Other Credit Card Processors
    We did our first shopping cart integration in 2002 and can work with whichever one you choose.

Credit Card Validation

credit card illustration You need to validate credit cards before sending the information to your authorization gate provider.
If a customer made a mistake in the credit card number, you don't want to be charged for the "not valid card number".
Small pennies can total to a big amount that you would prefer to spend for your own business.
There is an effective algorithm to double check the simple validity of the credit card against the credit card type.

Fraud protection

It is naive to think that if you set all "AVS" filters on the authorization gate site - you are safe.

  • Nobody else, but you, should spot and fight fraud activity.
  • You should have your own fraud screening strategy and eliminate any kind of weaknesses in your "transaction process".
  • You want to know more about your visitors (without breaking your privacy policy) and find out what can be done to automate your monitoring.
  • Stolen credit cards may include sufficient details to satisfy an issuing bank address verification service (AVS) and card verification number (CVN) tests;
  • It is up to you to go further and implement more custom "transaction fingerprints".
    In our days it is not enough to compare IP/geolocation characteristics and the physical address.
  • Fraud Reports indicate that the frauds look more and more like valid transactions — fraud is “cleaner.”
  • There is no guarantee you will be 100% successful, but additional efforts in monitoring, identity morphing can help you in both automated screening and manual review activities.

Miscellaneous - we would be pleased to discuss the importance of all the below issues with you

  • Refund policy
  • AVS and CVV checks on the transaction
  • Chargebacks
  • Excessive cardholder disputes
  • Member Alert to Control High-Risk
  • Processing transactions above a certain minimum or below a certain maximum value
  • Usage fee for credit card transactions
  • Duplicate transactions prevention
  • Resolving customer issues
 
 
Your bridge to e-World
Visualization+Advanced Technology
"Form follows function — that has been misunderstood.
Form and function should be one,
joined in a spiritual union."
Frank Lloyd Wright
Call us 510-794-7168
Our creative credo
If you are not a part of the solution, you are a part of the problem.

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